Building a Future in Micro Finance


Let's Work Together


Micro Finance has changed the landscape of the finance industry in South Africa. The industry has provided access to finance to the section of the population who were previously excluded. Over the past 30 years the industry has spawned many highly successful, sophisticated and well run businesses.

Micro lending has improved the quality of lives amongst the South African low income sector and allows them economic opportunities that they would normally not have access to. There is a constant demand for access to finance amongst this sector and micro lenders continue to meet this demand.

Efficient and sophisticated micro lending business models have replaced the inhibitive borrowing systems of traditional banks. The perception is that banks are strict and unwavering while micro lenders are flexible - catering for small business, consolidation of loans, home improvements, education funding, insurance, emergency and funeral funding.

Micro lending has been the catalyst in helping to build small businesses. Stokvel’s utilise micro lending to earn a return on funds contributed.
Micro lending in South Africa is a R50 billion rand industry and continues to grow.


ASPIS is positioned to assist our partners in growing their micro finance operations. Innovation and technology is part of our changing world and has had an impact on all of us (Amazon, Uber, Air B&B are all extremely successful technology driven businesses).

ASPIS is also innovating its offerings.

Micro Finance SA (MFSA) conducted research into behaviours displayed by credit providers and consumers in the lending industry, and highlighted the fact that micro lenders need to offer an all-in-one lending solution.

ASPIS can now offer a diverse and productive array of products and services, from insurance & business products, assistance in compliance matters, sim card business, an exciting new insurance related mobile app designed to speed up sales as well as create a lucrative income stream.
Furthermore, there will be access to a wealth of in-depth marketing guidance and advice, visual marketing material plus instructive business advice that will again lead to business growth.

No matter how large or small your business, ASPIS will assist and help you grow.

ASPIS is South Africa’s leading credit life insurance provider to the micro lending industry and now is an innovative business value partner. We will work together to become more profitable at no cost to yourself. We will strive towards retaining your current client base but also to attract new prospective clients whilst growing a profitable enterprise for you.

ASPIS your value partner


About Us

We have a management team with a combined 90 years of industry experience, and offer the complete solution in terms of credit protection, funeral policies, legal aid and more.

Offer more than just insurance, provide value through legal advise, product innovation and marketing material.

Drive to be a business partner of value.

Our Products

Micro Lending Insurance

Credit Life Insurance

Protects a credit providers most important asset against unforeseen risks.

Micro Lending Insurance

Funeral Policy

Structured for the micro lending market. Excellent benefits and well priced.

Micro Lending Insurance

Death Benefit

A death benefit is available to replace benefits that have been removed due to legislation.

Business Insurance

All businesses need insurance in the case of fire, theft and other unforeseen incidents.

Call Centre Support

This product has been specifically designed for our clients.

Micro Finance represents an opportunity of mutual benefit for the service provider and end-user alike


Our Offerings


A mobile, seamless and easy to use app to provide insurance products to clients. Provides a substantial income stream. Click on the link below to find out more about the ASPIS Insurapp.


Taylor made to your market
Printed and supplied as required.

maketing services


We offer advice and assistance on all matters regarding compliance in the micro finance industry.

Value Added Services

Airtime. Data. Lotto etc

Our Partners

african unity guard risk: tailoed risk solutions monitor v & s solutions


Contact us if you wish to grow your business and to become much more profitable. Click here for ASPIS Insurapp information or contact Paul or Kevin to register and download your free app.

As competition increases in the industry, it is important to understand consumer behaviour